
https://calmatters.org/california-divide/2022/06/california-down-payment/
Step 1: Check Your Credit Score. ... Step 2: Determine How Much You Can Afford. ... Step 3: Choose A Lender and Get Preapproved For A Mortgage. ... Step 4: Call Daniel
Everyone is talking about interest rates and how they are outrageously high. This is coming from people who know nothing about the market or these opinions are coming from people who don't want you
California state officials in April launched a new program that lets first-time homebuyers borrow a down payment at a 0% interest rate.The program, the Forgivable Equity Builder Loan, provides
Fewer multiple offers lately? Yes. 71.5% of closed sales in April had multiple offers, while 63% of pendings this past week had multiple offers. In short, this percentage is still elevated from
What type of financing are buyers using to get into contract? Here's a breakdown of 2022 so far in the Sacramento region. See more visuals in the comments.- Conventional (70.4%)- FHA (8.1%)- VA (3%)
30-year mortgage rates dip even further below 20-year rates | March 29, 2022But 30- and 20-year are still over 4%, so bargain-minded buyers should consider a shorter repayment term. By
Here is a snapshot of interest rates over time.Please tell me why you would stress over the recent?
The Envelope MethodThe envelope method works best for those who are visual learners, and also people who prefer having cash on hand. “You take three to five envelopes and mark what each one
California first–time home buyer loansIf you’re a California first–time home buyer with a 20% down payment, you can get a conventional loan with a low interest rate. And you never have to pay
Sellers, you have a captive audience, and the market is starving for more listings. Here's a look at listings at the beginning of March over seven years in the Sacramento region. In short, we are
Homebuyer ResourcesSHRA offers a variety of programs and resources to help eligible low-income buyers realize the dream of homeownership. These include the Mortgage Credit Certificate program,
Prices for homes will not be dropping and there won't be a huge crash in the housing market like we saw in 2007.Our home prices are adjusting to California as a whole. Los Angeles, San
Do You Know How Much Money You Need Down To Buy A Home?This is a common question and one that keeps many out of the market because of bad information.The standard answer has been for ages, 20% down,
The following graphic is from Ryan Lundquist, The Sacramento Appraiser. Do you think prices will fall, stay the same or continue to rise?I STRONGLY believe prices will continue to rise
TRENDS TO WATCH IN 2022: By Ryan LundquistContinuation of a lopsided market: Many were hoping the housing market would feel normal by now, but that’s just not the case. In short, buckle
September 14, 2020 By Ryan Lundquist How has the pandemic affected buyers? Today I want to share a few fascinating shifts concerning home size, pools, and migration. If you’re,
On the market? Here's what came to the market over the past few days. At the moment we have about 0.8 months of homes for sale in the Sacramento region. Last year at this same time we had 1.9.
SOUTH LAKE TAHOE (CBS13) – While the pandemic has caused financial problems for many industries, it’s actually resulting in a real estate boom in the South Lake Tahoe area.Real estate
By Brandon Cornett | August 1, 2020 | © HBI, all rights reservedKey highlights from this report: Sacramento’s housing forecast is stronger than many metro areas. Tight supply and
Author: Ananda RochitaPublished: 9:09 AM PDT July 16, 2020Updated: 9:09 AM PDT July 16, 2020 SACRAMENTO, Calif. — Some homes in the Sacramento region can seem
By JACKSON DESIGN AND REMODELING JUNE 27, 2020 9 AM Business Spotlight: Jackson Design and Remodeling (JDR), a San Diego-based team of award-winning architects and
Ryan Lundquist - Real Estate Appraiser@SacramentoAppraiser·Real Estate Appraiser What will happen to the housing market if we have a second wave of outbreak? Quite a few states are seeing an
Do you see the difference? This image shows the number of listings the same day last year compared to today. This is one reason why it's so competitive out there. 1) Over 1,700 fewer listings
A second wave of outbreak & the housing marketJune 30, 2020 By Ryan Lundquist 1 CommentWhat will happen to the housing market if we have a second wave of outbreak? Quite a few states
By Ryan LunquistI feel like a broken record to say this, but on Monday this week we had the highest number of pending contracts for any day in the Sacramento Region so far in 2020. It's been ten
To join, follow this link and sign up today http://danielsapata.pacwm.com/enroll/Start your career with excellent income and schedule flexibility today.Remember, what other job can you
Three Sacramento-area football prospects received dream-come-true phone calls over the weekend.Drafted to the NFL. Welcome aboard, son. Ready to go to work?The draft offered examples of how far
These are very complicated times in the world, and I believe we should all be safe and healthy during this coronavirus situation.We should all follow CDC guidelines to help flatten the curve of the
As it stands right now, Gov. Newsom has ordered all Californians to stay in and not take any chances of being exposed to the coronavirus. How do you continue your home search or list your home in
BY TONY BIZJAK MARCH 07, 2020 05:00 AMThis is quickly becoming the most complex and perhaps unnerving spring real estate season in Sacramento in years.The main question: As more cases of
By Ryan LundquistSteep price growth? Preliminary price figures from February show hefty price growth in Sacramento County. The median price is hovering around $400K, which is up from $375K in.
"My house didn't sell because of bad marketing." I heard an owner say that recently. Look, it's easy to blame the real estate agent. But what about price? That $250M listing in Bel-Air had the best
How much value does a pool really add?February 18, 2020 By Ryan Lundquist What is a built-in pool worth? I get asked this question all the time. Well, let’s look at some fresh stats
By Ryan LundquistThe market is definitely heating up. Have you noticed? This week 500 properties got into contract in the Sacramento Region. There were 600 new listings also. Here's a cool way to
Bob MoffittLaurie Metcalf, from left, Greta Gerwig and Saoirse Ronan, winners of the award for best motion picture - musical or comedy for "Lady Bird" pose in the press room at the 75th annual
Tax Records is not the definitive source for square footageJanuary 22, 2020 By Ryan Lundquist Why is the appraiser saying it’s only 1,400 sq ft? Tax Records shows the home is 600 sq
Fixins Soul Kitchen | Photo: Mimi V./YelpAs fans of cronuts and cake pops can attest, food trends come and go. So how can you tell which tastes are trending today?We took a data-driven look at
Real estate trends to watch in 2020January 7, 2020 By Ryan LundquistWhat’s the real estate market going to do in 2020? Let’s talk about some of the bigger emerging trends. Scroll
Leaving California: Former residents share the good and the bad after they left the Golden StateBy Dion LimSaturday, January 4, 2020 5:09PM SAN FRANCISCO -- California had a net loss of
Residential investors need to evaluate potential properties differently than people would evaluate a primary residence -- and the question "condo or single-family home?" brings a whole
By MARGOT ROOSEVELTSTAFF WRITER DEC. 5, 2019 5 AMCalifornia’s economic growth will slow next year, but it is likely to outshine that of the nation overall, as Golden State employers
Sacramento’s rising rents are among the highest in the country, and housing costs are above the national average. Yet new data shows that the capital region is increasingly popular among San
With the anticipation growing for turkey, stuffing, and (insert your favorite dish here), Thanksgiving dinner is a delight for humans.With the delicious smells filling homes, there’s no doubt our
The City of Sacramento's Public Works Department wants your thoughts on a new plan that could make downtown streets safer...By Press Release Desk, News PartnerNov 1, 2019 10:32 am ETFrom the
Does the market really change every seven years?October 22, 2019 By Ryan Lundquist The market changes every seven years. And now it’s ready to take a big turn. Have you heard that?
Even as some of the fanfare has dwindled around the Kimpton Sawyer Hotel and Downtown Commons — unquestionably the most high-profile projects in Sacramento in many years — new developments are
SACRAMENTO, Calif. —Sacramento will be the next Major League Soccer expansion team, sources told KCRA 3 on Tuesday.The Sacramento Republic FC released the following statement Tuesday on
Not everything is getting multiple offersOctober 2, 2019 By Ryan Lundquist Everything is getting multiple offers, right? Many sellers feel that way, but it’s just not true. Today
Want the scoop on Sacramento's most happening local spots?We took a data-driven look at the question, using Yelp and SafeGraph, a dataset of commercial points of interest and their
Low appraisals, weed, & rent controlSeptember 19, 2019 By Ryan Lundquist I’ve been getting lots of phone calls and emails about low appraisals over the past couple months. Is
RENT CONTROL BILL SIGNED BY GOVERNOR NEWSOM AB 1482 Limits Annual Rent Increases and Limits Powers to Evict By: Alexander W. Munn, Esq. We all know that California has a
Report: MLS, Sacramento on the verge of finalizing expansion deal Joel Soria NBC Sports•Sep 8, 2019, 6:25 PMPatience is a virtue, just ask
FALL A Place Called Sacramento Film Festival Crest TheatreSacramento, CA 95814A Place Called Sacramento Film Festival Website Annual event in October Aftershock
Dude, people want smaller homes (sort of)August 27, 2019 By Ryan Lundquist Tiny homes are all the rage these days on HGTV, but most people would never pull the trigger on something
It is no secret that rent control has not been effective, yet, as rental rates continue to the rise in the local market the City chose to respond by placing restrictions on landlords rather than
Apartments for rent in Sacramento: What will $1,700 get you?407 Florin Road. | Photo: Zumper August 12, 2019Curious just how far your dollar goes in Sacramento? We've rounded up the latest
There’s a lot to think about when buying a house, especially if it’s in a neighborhood you don’t know well. Even if the area looks nice, you never really know what happens after
SACRAMENTO (CBS13) — For the first time in 14 years, Sacramento home prices are nearing where they were prior to the market crash in the mid-2000s, which has some worried it could happen.
THIS BROOKLYN LOFT BY BELLA MANCINI WILL GIVE YOU OPEN-FLOOR-PLAN ENVY Designer Bella Mancini is a mastermind at creating individual spaces within an open floor plan.
Rates are low, but buyers aren’t going nutsJuly 11, 2019 By Ryan Lundquist Rates and inventory are really low, so on paper it seems like the market should be booming. But it’s.
Sacramento Summer Art Camps Mini Makers Preschool Summer Safari2618 X Street, Sacramento, CA 94818Contact: Leslie
Cost vs value, Johnny Cash, & an explosion of muralsJuly 2, 2019 By Ryan Lundquist Last week was a heavy post, so this week I have something quick and light. I wanted to share a
Appraisers don’t use race when valuing homesJune 22, 2019 By Ryan Lundquist Last week in a congressional hearing on the future of the appraisal profession, some research was used to
2019 Toyota Concert Series on the Golden 1 Stage Enjoy FREE concerts every night of the California State Fair on the Golden 1 Stage or purchase your seats to sit front and center.July 12
Frank Lopes Jr.—the “Hobo” of Hobo Johnson & the Lovemakers—has had, by all accounts, an eventful first 24 years. He has already been, in a very particular order: a troubled student, a
A Sacramento restaurant was awarded a Michelin star Monday, a first for the city.The Kitchen in the Arden-Arcade area got the coveted star and was added to the California Michelin Guide.
Let’s start with a history lesson, Frank Fat’s start in particular. Before founding his namesake Chinese restaurant in 1939, he managed Hong King Lum at 3rd and I streets, a restaurant that
A $45 Million Facelift Could Be Coming To Old Sacramento’s Waterfront Bob Moffitt Thursday, April 25, 2019 | Sacramento, CA | PermalinkRenderings of a new Sacramento
SACRAMENTO -- There was a time when if you lived in Sacramento you'd say, "At least I'm close to the Bay Area and Lake Tahoe." But these days, Sacramento is truly becoming a destination spot."There
Renovations can make us happier in the places we call home, but some of the most dramatic updates can add real value when it’s time to sell.Since kitchen, deck and other upgrades can represent a
How much is that new roof & AC unit worth?April 23, 2019 By Ryan Lundquist “I paid $25,000 for a new roof and AC unit. How much is that worth in an appraisal?” I get questions
Daniel Sapata About MeRealtor (6 years experience)I am Daniel Sapata with Berkshire Hathaway. My primary area of expertise is East Sacramento, Carmichael and Citrus Heights. I am long
Sacramento's Top 10 PizzeriasBY LEILANI MARIE LABONG, TORI MASUCCI CUMMINS, JENNIFER RESNICKE, JESSICA RINE AND KATE WASHINGTONZelda’s signature Spinoccoli pizza with custom toppingsPhoto by
Want to try an electric GIG car for free? 100 of them are on Sacramento streets — ready to goBY TONY BIZJAK MARCH 19, 2019 02:40 AM, UPDATED MARCH 18, 2019 04:54
Keep these smart strategies mind when you’re looking at listings or heading to an open house. BySarah Yang Updated July 27, 2017Shopping for a home can be a bit daunting, but the
US new-home sales rose 3.7 percent in DecemberBY JOSH BOAK AP ECONOMICS WRITER MARCH 05, 2019 07:19 AM, UPDATED 2 HOURS 15 MINUTES AGOIn this Wednesday, Feb. 20, 2019, photo
30,000-Square-Foot Food Hall Opens in SacramentoThe setting: a 102-year-old bank building byJanelle Bitker@JanelleBitkerNov 28, 2018, 11:58am PSTSHAREEddie RodriguezSacramento will get its first
BY BENJY EGELDECEMBER 27, 2018 03:00 AM,UPDATED DECEMBER 27, 2018 11:24 AMSacramento’s dining scene seems to slowly mature every year as the farm-to-fork movement evolves and restaurants go in and
By Ryan Lundquist....The market slumped during the second half of 2018, and now it’s an interesting spot. Let’s talk about it.THE SHORT VERSION: Pendings were normal for January Sales
How do we value a house with a HUGE non-permitted addition?February 5, 2019 By Ryan Lundquist What do appraisers do when there is an enormous non-permitted addition? Imagine a 1,300
Dear valued business associates, clients, family members and friends:I recently became an affiliate real estate specialist with a national program called Homes for Heroes®.Homes for Heroes was
Savoring SactownThe call of California's capital is tastier than that of the Gold Rush eraBY AMANDA BURRILLJanuary 2, 2019Updated: January 2, 2019 Share SACRAMENTO,.
Booms and Busts A brief overview of housing in the Sacramento region BACKLONGREADSJAN 15, 2019By Jeff Wilser PEOPLE LOVE TO DEBATE THE HOUSING CRISIS. Who’s to blame? What should be
Dear valued business associates, clients, family members and friends:I recently became an affiliate real estate specialist with a national program called Homes for Heroes®.Homes for Heroes was
Making Home a Palace for Pets Pet owners seem to spare little expense to keep their furry and feathered family members as happy as possible. Learn how designers, homebuilders, and developers
One home got 14 offers. Another, none. What’s up with Sacramento’s real estate market?BY TONY BIZJAKtbizjak@sacbee.comNovember 05, 2018 02:20 PMUpdated November 05, 2018 02:48 PMA spacious
Is it just me or is the market slowing?November 12, 2018 By Ryan Lundquist 21 CommentsThe market is slowing. We’ve been hearing that all over the place lately and it’s been a
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